--- title: "Qualified Funds - Phoenix Energy" description: "Invest in Phoenix Energy using qualified funds like IRAs, 401(k)s, and pensions. Learn how self-directed accounts can power your portfolio." language: "en-US" source_url: "https://surz8cb5rg2acq7.onstatic.studio/qualified-funds/" content_type: "text/markdown" --- Phoenix Energy # Qualified Funds # Investors are able to utilize qualified funds to invest with Phoenix [ Contact Us ](https://surz8cb5rg2acq7.onstatic.studio/contact/) [ ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/adamplaybutton.png) ](#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ2aW1lbyIsInVybCI6Imh0dHBzOlwvXC9wbGF5ZXIudmltZW8uY29tXC92aWRlb1wvMTEwMDYzNjA1NSN0PSJ9) ## CEO ADAM ## QUICK INFO FROM Adam Adam breaks down the process and demsytifies self-directed IRAs [ HEAR FROM ADAM ](#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ2aW1lbyIsInVybCI6Imh0dHBzOlwvXC9wbGF5ZXIudmltZW8uY29tXC92aWRlb1wvMTEwMDYzNjA1NSN0PSJ9) LET'S BREAK IT DOWN # INVESTING USING YOUR IRA DOESN'T HAVE TO BE COMPLICATED Investing in private assets like real estate or bonds using your IRA doesn’t have to be complicated — and we’re here to guide you every step of the way. Investing with your IRA, enables you to invest in private offerings without triggering any tax consequences. Whether you have a Traditional, Roth, or SEP IRA, or funds from an old 401(k) or 403(b), we make it easy to roll over your retirement savings into a qualified account. Our process ensures your investment earnings remain tax-deferred, and we even cover the administrative fees associated with these self-directed accounts. You’ll receive monthly interest payments deposited directly back into your IRA — all while maintaining compliance with IRS guidelines. We handle the paperwork, make the introductions, and ensure you understand the process before you invest. Let’s make your IRA work smarter. ACCEPTED FUNDS # IRA Traditional Roth SEP ACCEPTED FUNDS # 400 401k 403b 457 ACCEPTED FUNDS # OTHER TSP Defined Benefit Deferred Comp HSA Pension Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you. [ ](tel:18002124477) ## [Learn MORE](tel:18002124477) ## [Join a webinar](tel:18002124477) **Have questions? Get more info at a webinar.** [ Register Now ](https://surz8cb5rg2acq7.onstatic.studio/webinar/) self directed iras # INVESTING WITH YOUR SELF-DIRECTED IRA Most self-directed retirement accounts can invest in our private offerings. **To participate, you’ll need to roll over or transfer your account to a self-directed custodian. If you already have a self-directed IRA, you can invest through your existing custodian. If not, you can work with our preferred custodians:** [ ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/Advanta-IRA-Logo.png) ](https://www.advantaira.com/) [ ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/ira-Club-logo.png) ](https://www.iraclub.com/partner/phoenix/) [ ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/Preferred_trust_logo.png) ](https://preferredtrustcompany.com/) Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you. ##### THE PROCESS ##### HOW IT WORKS ##### We’ll help you move your retirement funds. ##### STEP 1 ##### Open the same IRA type FOR TRANSFER ##### (Traditional, Roth, or SEP) with a self-directed custodian. ##### STEP 2 ##### Transfer or Roll Over ACCOUNTS ##### Funds tax-free from your existing IRA or retirement plan. ##### STEP 3 ##### Sign investment documents ##### Sign investment documents with your custodian. ##### STEP 4 ##### IRA then invests in Phoenix Energy ##### Your investment is now setup. [ Register for A Webinar ](https://surz8cb5rg2acq7.onstatic.studio/webinar/) Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you. RISE WITH PHOENIX # Meet with Capital Markets Find your account representative below and schedule a time that works for you. If you don't yet have a representative, meet with our general team, here. ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025.png) ###### MATT WILLER Managing Director, Partner [ MEET WITH MATT ](https://calendly.com/MattWiller/experiment1et?month=2025-04) [✆ 720-408-1850](tel:7204081850) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025-1.png) ###### Devin Graves Senior Vice President [ MEET WITH DEVIN ](https://calendly.com/DevinGraves/30min?month=2025-04) [✆ 469-868-0560](tel:4698680560) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025-2.png) ###### ADAM DOHLER Senior Vice President [ MEET WITH ADAM ](https://calendly.com/adamdohler/30min) [✆ 786-396-1849](tel:7863961849) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025-3.png) ###### Marty Lile Senior Vice President [ MEET WITH MARTY ](https://calendly.com/martyslile/30min?month=2025-04) [✆ 720-465-6474](tel:7204656474) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025-9.png) ###### Patrick Messersmith Vice President [ MEET WITH PATRICK ](https://calendly.com/PatrickMessersmith/intro?month=2025-04) [✆ 720-664-7976](tel:7206647976) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_031926_Cameron-Smart-1.png) ###### CAMERON SMART Vice President [ MEET WITH CAMERON ](https://calendly.com/csmart-phoenixenergy/30min) [✆ 949-669-5719](tel:9496695719) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025-7.png) ###### John Donnelly Senior Associate [ MEET WITH JOHN ](https://calendly.com/JohnMDonnelly/30min) [✆ 786-530-4907](tel:7865304907) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_072825_Franklin-Yu.png) ###### Franklin yu Senior Associate [ MEET WITH FRANKLIN ](https://calendly.com/franklinyu-phoenixenergy/30min) [✆ 949-329-2470](tel:9493292470) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025-5.png) ###### Alex Weese Associate [ MEET WITH ALEX ](https://calendly.com/AlexanderWeese/30min?month=2025-04) [✆ 786-539-2407](tel:7865392407) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025-6.png) ###### Jake Byrne Associate [ MEET WITH JAKE ](https://calendly.com/jakebyrne/30min?month=2025-04) [✆ 469-324-2577](tel:4693242577) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_012025-10.png) ###### Mark Hassoldt Associate [ MEET WITH MARK ](https://calendly.com/mhassoldt/30min?month=2025-04) [✆ 720-604-2793](tel:7206042793) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_072825_Alex-Dixon.png) ###### Alex Dixon Associate [ MEET WITH ALEX ](https://calendly.com/adixon-phoenixenergy/30min) [✆ 786-297-0021](tel:7862970021) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/04/PHXE_ImagesArtwork_072825_Joshua-Hansell.png) ###### JOSHUA HANSELL Associate [ MEET WITH JOSHUA ](https://calendly.com/jhansell-phoenixenergy/30min) [✆ 720-912-5336](tel:%20720-912-5336) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/02/Favicon.svg) ###### Investor Relations Find a Rep [ MEET WITH PHX ](https://calendly.com/d/ywq-wdt-56x/investor-relations-meeting?month=2025-04) [✆ 303-376-9778](tel:3033769778) # Bond Offerings ## Choose monthly interest payments or monthly compounding of interest¹ Invest in Phoenix Energy. We offer fixed-rate corporate bonds for investors, with even higher rates available for larger investments within our Private Placement Offerings. Bonds may be purchased with qualified funds including some IRAs.² # Open to ACCREDITED INVESTORS³ Regulation D | $25K Minimum Investment ## [Review Private Placement Memorandum](https://surz8cb5rg2acq7.onstatic.studio/ppm-qualifier/) ## 9% Annual Interest Rate ## 1-year term ## 10% Annual Interest Rate ## 3-year term ## 11% Annual Interest Rate ## 5-year term ## 12% Annual Interest Rate ## 7-year term ## 13% Annual Interest Rate ## 11-year term [ Get Started ](https://invest.phoenixenergy.com/sign-up?product=regulation-d) ## Open to ALL INVESTORS⁴ Registered Offering | $5K Minimum Investment ## [Review Offering Documents including Prospectus](https://www.sec.gov/edgar/browse/?CIK=1818643&owner=exclude) ## 9% Annual Interest Rate ## 3-year term ## 10% Annual Interest Rate ## 5-year term ## 11% Annual Interest Rate ## 7-year term ## 12% Annual Interest Rate ## 11-year terM [ Get Started ](https://invest.phoenixenergy.com/sign-up?product=registered-offering) ## Open to ALL INVESTORS⁴ Phoenix Flex Short-Term Notes | $1K Minimum Investment ## [Review Offering Documents including Prospectus](https://www.sec.gov/edgar/browse/?CIK=1818643&owner=exclude) # 6.00% Annual Interest Rate ## 3 Month ##### REDEMPTION INTERVAL # 6.25% Annual Interest Rate ## 6 Month ##### REDEMPTION INTERVAL # 6.50% Annual Interest Rate ## 9 Month ##### REDEMPTION INTERVAL # 6.75% Annual Interest Rate ## 12 Month ##### REDEMPTION INTERVAL # 7.00% Annual Interest Rate ## 18 Month ##### REDEMPTION INTERVAL [ Get Started ](https://invest.phoenixenergy.com/sign-up?product=registered-offering) Note: Please see Disclosures at the bottom of this page. Interest rate is fixed but the applicable rate depends upon the term of the bond purchased. - Compounding interest accrues monthly and is added to the then-outstanding principal amount of the bond with no interest payment until maturity. - Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you. - The Private Placement Offering (Regulation D) is exempt from the registration requirements of the Securities Act and only “accredited investors,” as defined in Rule 501 of Regulation D, may invest in such offerings. Accredited investors are defined as individuals with a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, with a reasonable expectation of the same in the current year. Learn more about accreditation requirements. Please refer to the Company’s filings with the SEC. To participate in the Registered Offering, investors do not need to to meet these accreditation requirements. - To participate in the Registered Offering Investors do not need to qualify as “accredited investors” but are subject to certain criteria, including meeting financial suitability requirements. GET THE ANSWERS YOU NEED # Frequently Asked FUNDS Questions Who covers custodial account fees? **We cover all custodial account fees**—they don’t come out of your investment. Do I need to maintain an account minimum? Yes. Custodians like PTC and IRA Club require you to keep **$500 in cash** in the account. - Example: To invest $100,000, move **$100,500**. Already have a self-directed custodian? Excellent! We’ll send them our offering documents directly. I still need help getting started Reach out to us – we’ll connect you with the right team at [Advanta IRA](https://www.advantaira.com/blog/self-directed-iras-vs-traditional-iras-which-plan-is-best-for-you/), [Prefered Trust](https://www.preferredtrustcompany.com/), or [IRA Club](https://www.iraclub.com/partner/phoenix/) and guide you through every step. Manage Consent 18473