--- title: "IRA Eligible 9-13% Annual Interest Rate Bonds" description: "Learn about Phoenix Energy’s securities team, dedicated to managing our 9-13% annual interest rate corporate bond offerings. Explore our investment opportunities." language: "en-US" source_url: "https://surz8cb5rg2acq7.onstatic.studio/invest/" content_type: "text/markdown" --- # Power Your Portfolio # Invest In Phoenix Energy **Get started with as little as $5,000¹** Fixed-rate bond offerings for all investors.² [ Invest in Our Bonds ](https://invest.phoenixenergy.com/sign-up/?product=generic) ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2026/02/9-13_AnnualInterestRate_LockUp_with-asterisk.png) Note: Interest rate is fixed but the applicable rate depends upon the term of the bond purchased. *9-13% Private Placement offering for accredited investors, 9-12% for the Registered Offering. Rates are fixed depending on maturity.  1. The $5,000 minimum investment applies solely to the Registered Offering. Investments made under Regulation D (the Private Placement Offering) are available to accredited investors only and require a minimum investment of $25,000. 2. The Private Placement Offering (Regulation D) is exempt from the registration requirements of the Securities Act and only “accredited investors,” as defined in Rule 501 of Regulation D, may invest in such offerings. Accredited investors are defined as individuals with a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, with a reasonable expectation of the same in the current year. Learn more about accreditation requirements. Please refer to the Company’s filings with the SEC. To participate in the Registered Offering, investors do not need to to meet these accreditation requirements. # 97% ##### Satisfied Bondholders ##### Based on Investor Poll-03.19.26¹ # $229M ##### Paid to Bondholders ##### Inception-12.31.25² # 6.2K ##### Bondholders Like You ##### Inception-12.31.25 # 100% ##### ON-TIME INTEREST PAYMENTS ##### Inception-1.31.2026 1.The poll was conducted at the Company’s quarterly bondholder update on March 19, 2026. A total of 840 responses were collected from existing bondholders, with 733 respondents (87%) reporting they were ‘Very Satisfied’ and 84 (10%) ‘Somewhat Satisfied.’ An additional 17 respondents (2%) selected ‘Neutral,’ and only 6 respondents (1%) expressed dissatisfaction. Past performance is not indicative of future results. 2.Total interest paid is reflective of total interest paid and accrued on all bonds issued by the Company and its subsidiaries (including Adamantium) through 3/31/26. This amount includes $266.9 million paid to bondholders and does not include any payments paid to any other parties, including lenders. The interests paid and accrued includes a portion of interest related to bonds for which Crescent Securities Group, Inc. did not serve as the Managing Broker Dealer but is consistent with the disclosure by the Company in its audited financial statements. # Bond Offerings ## Choose monthly interest payments or monthly compounding of interest¹ Invest in Phoenix Energy. We offer fixed-rate corporate bonds for investors, with even higher rates available for larger investments within our Private Placement Offerings. Bonds may be purchased with qualified funds including some IRAs.² # Open to ACCREDITED INVESTORS³ Regulation D | $25K Minimum Investment ## [Review Private Placement Memorandum](https://surz8cb5rg2acq7.onstatic.studio/ppm-qualifier/) ## 9% Annual Interest Rate ## 1-year term ## 10% Annual Interest Rate ## 3-year term ## 11% Annual Interest Rate ## 5-year term ## 12% Annual Interest Rate ## 7-year term ## 13% Annual Interest Rate ## 11-year term [ Get Started ](https://invest.phoenixenergy.com/sign-up?product=regulation-d) ## Open to ALL INVESTORS⁴ Registered Offering | $5K Minimum Investment ## [Review Offering Documents including Prospectus](https://www.sec.gov/edgar/browse/?CIK=1818643&owner=exclude) ## 9% Annual Interest Rate ## 3-year term ## 10% Annual Interest Rate ## 5-year term ## 11% Annual Interest Rate ## 7-year term ## 12% Annual Interest Rate ## 11-year terM [ Get Started ](https://invest.phoenixenergy.com/sign-up?product=registered-offering) ## Open to ALL INVESTORS⁴ Phoenix Flex Short-Term Notes | $1K Minimum Investment ## [Review Offering Documents including Prospectus](https://www.sec.gov/edgar/browse/?CIK=1818643&owner=exclude) # 6.00% Annual Interest Rate ## 3 Month ##### REDEMPTION INTERVAL # 6.25% Annual Interest Rate ## 6 Month ##### REDEMPTION INTERVAL # 6.50% Annual Interest Rate ## 9 Month ##### REDEMPTION INTERVAL # 6.75% Annual Interest Rate ## 12 Month ##### REDEMPTION INTERVAL # 7.00% Annual Interest Rate ## 18 Month ##### REDEMPTION INTERVAL [ Get Started ](https://invest.phoenixenergy.com/sign-up?product=registered-offering) Note: Please see Disclosures at the bottom of this page. Interest rate is fixed but the applicable rate depends upon the term of the bond purchased. - Compounding interest accrues monthly and is added to the then-outstanding principal amount of the bond with no interest payment until maturity. - Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you. - The Private Placement Offering (Regulation D) is exempt from the registration requirements of the Securities Act and only “accredited investors,” as defined in Rule 501 of Regulation D, may invest in such offerings. Accredited investors are defined as individuals with a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, with a reasonable expectation of the same in the current year. Learn more about accreditation requirements. Please refer to the Company’s filings with the SEC. To participate in the Registered Offering, investors do not need to to meet these accreditation requirements. - To participate in the Registered Offering Investors do not need to qualify as “accredited investors” but are subject to certain criteria, including meeting financial suitability requirements. # Drill Deeper Into Phoenix Energy Learn about our business, the oil & gas industry, and our bond offerings through an engaging 1-hour presentation. ![](https://surz8cb5rg2acq7.onstatic.studio/wp-content/uploads/2025/07/Webinar-Mock-1024x594.png) Register For A Bond Webinar By registering, you agree to the [ privacy policy ](https://phoenixenergy.com/privacy/) and consent to receive automated SMS messages and/or email marketing about investment or relevant offers by or on behalf of Phoenix Energy and/or trusted affiliated companies at the phone number and email provided. Consent is not a condition of purchase. Opt-out at anytime. ##### Passive income Fixed-rate corporate bonds can be used as a potential source of income, whether within retirement plans or as part of a monthly income strategy. ##### monthly payments Bondholders can receive monthly interest payments or select monthly compounding to increase returns.​¹ ### WHY INVEST IN PHOENIX ENERGY? Phoenix Energy offers income-focused investors fixed-rate corporate bonds from a company with active oil and gas operations and holdings in oil and gas assets across established U.S. basins. [ Invest in Our Bonds ](http://invest.phoenixenergy.com/sign-up) ##### Multiple Maturities To meet your financial goals, choose maturity lengths, ranging from 1 to 11 years, depending on the offering.³ ##### IRA ELIGIBLE Invest using qualified funds such as your Individual Retirement Account (IRA) to potentially access tax-deferred benefits.² Note: Investing involves risk. Please read the Disclosures at the bottom of this page. 1. Compounding interest accrues monthly and is added to the then-outstanding principal amount of the bond with no interest payment until maturity. 2. *Qualified funds such as traditional IRA, simple IRA, Roth IRA , and 401K are available through our IRA partners. Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you. To learn more [click here.](https://surz8cb5rg2acq7.onstatic.studio/qualified-funds/) 3. 1, 3, 5, 7,  or 11 years for the Private Placement offering for accredited investors, and 3, 5, 7, or 11 years for the Registered Offering.  ### WHY INVEST WITH PHOENIX ENERGY? Phoenix Energy offers income-focused investors fixed-rate corporate bonds from a company with active oil and gas operations and holdings in oil and gas assets across established U.S. basins. [ Invest ](http://invest.phoenixenergy.com/sign-up) ##### Multiple Maturities To meet your financial goals, choose maturity lengths, ranging from 1 to 11 years, depending on the offering.³ ##### IRA ELIGIBLE Invest using qualified funds such as your Individual Retirement Account (IRA) to potentially access tax-deferred benefits.² ##### Passive income Fixed-rate corporate bonds can be used as a potential source of income, whether within retirement plans or as part of a monthly income strategy. ##### monthly payments Bondholders can receive monthly interest payments or select monthly compounding to increase returns.​¹ Note: Investing involves risk. Please read the Disclosures at the bottom of this page. 1. Interest accrues monthly and is added to the then-outstanding principal amount of the bond with no interest payment until maturity. 2. *Qualified funds such as traditional IRA, simple IRA, Roth IRA , and 401K are available through our IRA partners. Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you. To learn more [click here.](https://surz8cb5rg2acq7.onstatic.studio/qualified-funds/) 3. 3. 1, 3, 5, 7,  or 11 years for the Private Placement offering for accredited investors, and 3, 5, 7, or 11 years for the Registered Offering.  ## TESTIMONIALS ## hear from current bondholders -